Summary
- AT&T’s SplitPay feature simplifies splitting phone bills by assigning payers to each line.
- SplitPay sends text reminders for each person to pay their portion without needing to log in.
- The primary account payer can track payments, resend notifications, and add/remove people, but is still responsible for the total bill.
Sharing a phone plan with friends and family can be a great way to save money. However, it can also be a hassle to split the bill. AT&T’s new SplitPay feature makes it much more convenient to do that.
With SplitPay, the account owner can assign a person who is responsible for paying for each line. At the end of the month, AT&T sends a text to each person with a secure link to pay for their portion of the bill without needing to sign in to anything. If someone is late to pay their share, AT&T will follow up with the primary account owner.
AT&T makes it clear that the account owner is still responsible for the total bill, but SplitPay makes it easy to see who owes what. Rather than collecting payments through a third-party app or more low-tech in-person methods, it can all be managed directly through AT&T.
Head over to the SplitPay website to get started. After signing in, you’ll select the primary payer, the person ultimately responsible for the entire bill. Then, choose the other wireless lines you want to include in SplitPay and assign them to specific people. You can even create groups for multiple devices under a single person. AT&T also mentions that devices like smartwatches and tablets, which can’t receive texts, should be assigned to a payer who will be able to get those notifications in some other way.
As the primary account payer, you can track payments and resend notifications to anyone who hasn’t paid their bill yet. The primary account payer also has the power to add or remove people at any time. And again–it’s still the primary account payer’s responsibility to make sure the total bill is paid on time. Late fees still apply.
The one big caveat to SplitPay is it’s only available on “select” postpaid wireless plans. AT&T didn’t give more information than that, but you can check eligibility by visiting the SplitPay website. If you’re currently using AutoPay with a credit card, you’ll need to switch to a bank account or debit card to be eligible for SplitPay. Unfortunately, that means it’s not available for anyone taking advantage of prepaid plans.
SplitPay is a step in the right direction for shared phone plans. I’m honestly surprised this is a new feature in 2025. It addresses a very common pain point for families and friends who want to save money by sharing phone plans. The automated payment reminders and clear breakdown of charges eliminate much of the hassle that people typically had to deal with on their own. Hopefully, AT&T will expand the feature to include more plans and payment options in the future, making it accessible to a wider range of customers.
For those who qualify, SplitPay is definitely worth exploring. It simplifies a complex process and reduces the potential for misunderstandings or late payments. If you’re tired of being the “phone bill collector” in your friend group or family, SplitPay might be the solution you’ve been waiting for. It’s a smarter way to manage shared expenses and keep everyone on the same page.
For more information about SplitPay, check out the AT&T help page with instructions and tips for setting it up, managing it as the primary account payer, and using it as a member of the plan.
Source: AT&T
