Getting your hands on a spacious, family-friendly SUV doesn’t have to break the bank. We’ve rounded up 10 great three-row options for under $40,000, each offering the perfect balance of affordability, comfort, and versatility for everyday use.
From planning long road trips to needing extra space for everyday errands, a three-row SUV is the perfect do-it-all vehicle for families on the go. Rest assured, though, you don’t have to spend a fortune to get all the features you need, including ample space and advanced safety features.
From budget-friendly options to stylish models that offer both comfort and performance, these SUVs cater to all tastes. Read on to find the best three-row SUVs under $40,000 that combine practicality, modern tech, and great value.
To give you the most up-to-date and accurate information possible, the data used to compile this article was sourced from various manufacturers’ websites and other authoritative sources, including Consumer Reports, Edmunds, J.D. Power, and Kelley Blue Book. The models below have been ranked based on their starting MSRP from highest to lowest.

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10
2025 Ford Explorer
Starting MSRP: $39,755
The 2025 Ford Explorer is an excellent SUV with a spacious cabin. Its comfortable ride and intuitive infotainment system make it easy to use for daily commutes and long road trips.
Explorer Performance Specifications
Engine |
2.3-liter inline-4 |
Transmission |
10-speed automatic |
Horsepower |
300 hp |
Torque |
210 lb-ft |
Driveline |
RWD, AWD |
Towing Capacity |
5,000 lbs |
The Explorer also provides a range of engine options, including a hybrid variant, giving buyers flexibility in performance and fuel efficiency. Its strong towing capacity and advanced safety features ensure it can handle family needs and provide peace of mind on the road.
Pros
- Solid fuel economy
- Impressive towing
- Spacious cabin
Cons
- Cramped third row
- Low-speed transmission shifts
- Base engine drones at times
9
2025 Jeep Grand Cherokee L
Starting MSRP: $39,035
Another great option is the 2025 Jeep Grand Cherokee L, which stands out for its premium interior. Being a Jeep, this SUV combines rugged off-road capabilities with a comfortable ride, making it versatile for both adventure and everyday use.
Grand Cherokee L Performance Specifications
Engine |
3.6-liter V6 |
Transmission |
8-speed automatic |
Horsepower |
293 hp |
Torque |
260 lb-ft |
Driveline |
FWD, RWD, AWD |
Towing Capacity |
6,200 lbs |
With a range of powerful engine options and a refined, tech-forward cabin, the Grand Cherokee L provides a well-rounded driving experience. Its advanced safety features and spacious design make it an ideal choice for families seeking both luxury and practicality.
Pros
- Plenty of interior space
- Smooth ride and competent handling
- Impressive towing muscle
Cons
- Fuel economy could be better
- Poor outward visibility
- Confusing button layout
8
2025 Subaru Ascent
Starting MSRP: $38,910
The 2025 Subaru Ascent has standard all-wheel drive, making it a versatile family SUV. Known for its reliability and spacious interior, it also features advanced safety technology to enhance peace of mind on the road.
Ascent Performance Specifications
Engine |
2.4-liter turbocharged inline-4 |
Transmission |
CVT automatic |
Horsepower |
260 hp |
Torque |
277 lb-ft |
Driveline |
AWD |
Towing Capacity |
5,000 lbs |
With excellent handling and a smooth ride, the Ascent is well-suited for both city commutes and longer trips. Its ample cargo space and strong safety ratings make it a practical and comfortable choice for daily use.
Pros
- Standard all-wheel drive
- Excellent safety features
- Comfortable ride
Cons
- Tight third row
- Sluggish acceleration
- Average fuel economy

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7
2025 Mazda CX-90
Starting MSRP: $38,045
The 2025 Mazda CX-90 features an upscale interior with a smooth, responsive driving experience. Its refined cabin and powerful engine provide a comfortable and dynamic ride for daily commutes and long drives.
CX-90 Performance Specifications
Engine |
3.3-liter turbocharged inline-6 |
Transmission |
8-speed automatic |
Horsepower |
280 hp |
Torque |
332 lb-ft |
Driveline |
AWD |
Towing Capacity |
5,000 lbs |
With a premium design and a tech-rich interior, the CX-90 offers both luxury and practicality. Its strong safety features and engaging handling make it an appealing option for those seeking performance without sacrificing comfort.
Pros
- Luxurious interior
- Top safety scores
- Excellent driving dynamics
Cons
- Small cargo area compared to competitors
- Limited third-row space
- Limited engine options
6
2025 Hyundai Palisade
Starting MSRP: $37,200
The 2025 Hyundai Palisade stands out with its spacious and upscale interior, offering a comfortable ride for all passengers. It combines modern design with a host of tech features, making it an ideal choice for those who prioritize both style and functionality.
Palisade Performance Specifications
Engine |
3.8-liter inline-6 |
Transmission |
CVT automatic |
Horsepower |
291 hp |
Torque |
262 lb-ft |
Driveline |
FWD, AWD |
Towing Capacity |
5,000 lbs |
With strong safety ratings and a smooth, quiet drive, the Palisade excels in providing a relaxing driving experience. Its user-friendly infotainment system and high-quality materials add to its appeal as a well-rounded, family-friendly SUV.
Pros
- Spacious and comfortable interior
- Smooth ride quality
- Strong warranty
Cons
- Clunky handling
- Complex infotainment system
- No hybrid version
5
2025 Nissan Pathfinder
Starting MSRP: $37,070
The 2025 Nissan Pathfinder offers a well-rounded mix of comfort, ruggedness, and modern features. With a spacious interior and a smooth ride, it’s designed for both daily driving and weekend adventures.
Pathfinder Performance Specifications
Engine |
3.5-liter V6 |
Transmission |
9-speed automatic |
Horsepower |
284 hp |
Torque |
259 lb-ft |
Driveline |
FWD, AWD |
Towing Capacity |
6,000 lbs |
Its strong towing capacity and available all-wheel drive make it a great option for those who need versatility. The Pathfinder also comes equipped with advanced safety features and a user-friendly infotainment system, ensuring a reliable and enjoyable driving experience.
Pros
- Family-friendly interior
- Host of safety features
- Punchy powertrain
Cons
- High fuel consumption
- Bland interior design
- Lower than ideal driving position

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4
2025 KIA Telluride
Starting MSRP: $36,390
The 2025 KIA Telluride stands out with its bold, refined design and premium interior. It offers a smooth, quiet ride complemented by intuitive tech and ample passenger space, making every journey comfortable.
Telluride Performance Specifications
Engine |
3.8-liter V6 |
Transmission |
8-speed automatic |
Horsepower |
291 hp |
Torque |
262 lb-ft |
Driveline |
FWD, AWD |
Towing Capacity |
5,500 lbs |
Equipped with a responsive engine and excellent safety features, the Telluride delivers a confident driving experience. Its combination of style, performance, and practicality make it a standout choice in the market.
Pros
- Plethora of advanced tech
- Spacious interior for large families
- Plush ride and well-shaped seats
Cons
- Thirsty V6 engine
- Fully-loaded trims are expensive
- No hybrid version
3
2024 Chevrolet Traverse Limited
Starting MSRP: $35,915
The 2024 Chevrolet Traverse Limited is built for those who want a more premium experience without stepping into luxury SUV territory. Its exterior features a bold, refined look, while the interior is designed with upscale materials and a focus on comfort.
Traverse Limited Performance Specifications
Engine |
2.5-liter turbocharged inline-4 |
Transmission |
8-speed automatic |
Horsepower |
328 hp |
Torque |
326 lb-ft |
Driveline |
FWD, AWD |
Towing Capacity |
5,000 lbs |
Offering advanced technology and an intuitive infotainment system, the Traverse Limited keeps passengers connected and entertained. With ample space and a smooth ride, it stands out as a practical yet stylish choice for families looking for a versatile SUV.
Pros
- Spacious cabin
- Ample passenger and cargo room
- Fine ride quality
Cons
- Somewhat sluggish engine
- Less-than-premium interior quality
- Light and vague steering
2
2025 KIA Sorento
Starting MSRP: $31,990
The 2025 KIA Sorento combines modern style with practical features, offering a sleek exterior and a comfortable, well-appointed interior. It stands out for its bold design and versatile layout, ideal for those who want an SUV with a premium feel.
Sorento Performance Specifications
Engine |
2.5-liter inline-4 |
Transmission |
8-speed automatic |
Horsepower |
191 hp |
Torque |
195 lb-ft |
Driveline |
FWD, AWD |
Towing Capacity |
4,213 lbs |
With multiple powertrain options, including hybrid and plug-in hybrid models, the Sorento provides efficiency without compromising performance. Its array of tech features and safety systems ensure a connected, confident driving experience.
Pros
- Budget-friendly three-row seating
- Class-leading warranty
- Modern tech
Cons
- Third-row space limitations
- Interior quality not top-tier
- Handling limitations due to size

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1
2024 Volkswagen Tiguan
Starting MSRP: $28,880
The 2024 Volkswagen Tiguan brings a stylish European edge to this list, offering a sleek exterior and a sophisticated, well-crafted interior. Its refined design strikes a balance between practicality and a premium feel, perfect for those who want versatility with a touch of luxury.
Performance Specifications
Engine |
2.0-liter turbocharged inline-4 |
Transmission |
8-speed automatic |
Horsepower |
184 hp |
Torque |
221 lb-ft |
Driveline |
FWD, AWD |
Towing Capacity |
1,500 lbs |
The Tiguan stands out with its seamless tech integration and a range of intuitive features that make connectivity effortless. Its refined ride and spacious feel make it a great option for those looking for a versatile SUV that handles both city streets and weekend escapes with ease.
Pros
- Rides comfortably
- Plenty of standard safety features
- Third-row seating available
Cons
- No third row with all-wheel drive
- Cargo volume less than segment average
- Touch controls can be frustrating